Questions to ask the advisor about  pensions and annuities

What sort of pension pot will I need to live comfortably in the future and how can I achieve this?

Will this income be worth the same amount in the future?

What are my options at retirement age?

Is this pension suitable for my tax status?

What is the financial strength of the company?

What choice of funds do I have?

What are the charges?

Are there charges for switching funds?

Are you paid by commission or fees?

Do the pension funds match my attitude to risk?

Should this pension be reviewed to get the most out of it?

What will happen to my pension if I die?

Questions to ask about annuities?

Do I have to purchase an annuity now ?

What are the options on taking my income?

Can you search across the whole of the market for the best annuity rates?

Will my annuity payments keep pace with inflation?

What will happen to my annuity income if I die?

Does this annuity include a guaranteed amount of payments?

Is there a guaranteed minimum payment?

Is this annuity a 100% joint annuity?