Quote and advice with minimal fuss is the winning combination at Quotewire.

It has become easier to purchase financial products online as the Internet has enabled consumers to make their own decisions on what products to buy often based on price. However this has resulted in people purchasing financial products themselves without little knowledge about what they are purchasing. The cheapest is not necessarily the most suitable product as it has been made cheap for a reason usually because of the benefits it offers or doesn’t offer. This has resulted in claims not being paid out or product’s not performing as expected. Quotewire offers the same products at the same prices but with advice, support and a report demonstrating the suitability of the product to your needs. We represent the consumer and provide questions to ask the advisor to ensure that you are getting the right advice and a product that meets your expectations. Also the fact the purchase of the product has been advised gives you more rights than if you purchased it yourself.

The Quotewire Process

• Request to speak to a regulated professional advisor through the contact form or telephone.
• This call will provide you with all of the information that you require – Your personal advisor will help you with all the information about the enquiry that you need.
• If you decide to find the most competitive and suitable product , on your instruction they will research the entire market on your behalf.
• Your personal adviser will present their research and provide you with a report detailing the research and recommendations.
• If you decide to accept their recommendation then they will apply for the product hassle free. Your personal representative will keep you informed about the progress of the application.
• They will be directly contactable by you to ensure that you get the product in the most efficient and safe manner.
• You can be confident that you have the cheapest and most comprehensive product for your needs.

Problems with online price comparison sites

• They are not whole of market – companies pay to be on them.
• No advice has been given.
• Information on the policies are often hard to find.
• Online forms don’t always ask for all of the necessary information which can lead to problems on claim.
• Time consuming online forms
• Headline rates that are not available.
• You are relying on a computer program that can crash.
• If a claim doesn’t go through you have little comeback

How Quotewire resolves problems with comparison sites

• All advisors are whole of market
• Advice and recommendation service is provided.
• All policy information will be disclosed and send to you before purchase.
• There are no long online forms to complete.
• We are a transparent company and do not use unethical marketing techniques.
• Quotewire finds you the cheapest policy that suits your need.
• When you receive advice for a product you are covered by the Financial Compensation scheme if the advice given was poor and has resulted in you purchasing a product that does not suit your needs.

Problems with advisors

• Some are not perceived as professional
• Some are perceived as commission hungry sales people
• Some people don’t like to talk to people.
• The advisor may not be doing a suitable job and not covering what they have to.
• Advisor’s get paid by selling products

How Quotewire overcomes the problems with advisors

• All advisors will have passed the required exams and have experience in the products that they sell.
• All advisors have access to the whole of the market and are not on targets with an individual company to sell individual products.
• If you wish contact can be made by email or post however it is recommended that you talk to an advisor who’s knowledge can be priceless.
• We provide you with individual product sheets with questions to ask the advisor.
• You do not have to purchase a product to get the advice

Quotewires philosophy

Quotewire’s aim is to resolve the problems with comparison sites and to protect the consumer. All done with minimal fuss.

Be in control

For each product on Quotewire there is an information sheet that highlights all the key questions to ask an advisor. All advisors are regulated by the FSA which means that they have the relevant qualifications and experience to advise you. However at Quotewire we appreciate that not every advisor is perfect.The information sheet will highlight what questions you need to ask the advisor to ensure that you are covering all of your bases when deciding to buy a financial product. This tool is priceless because it will not only make you aware of questions that should be asked and certain policy details but it also gives you the confidence that what you are purchasing will do what it is supposed to do and you are not wasting your money.

Transparent – simple , product comparison

We do not entice you in through showing headline rates on our site so that we can get your details which can be passed on to a company who will try and sell you their product.

Quotewire offers you the chance to speak to a Whole Of Market advisor and to be able to confidently purchase a product that you can believe in. You are not going to spend time applying for a rate that doesn’t exist and you will not have to fill in any lengthy online forms.

This website is for people who want to confirm that they are purchasing the cheapest, most suitable product on the market. The cheapest is not always the most suitable.

What does Quotewire mean to you?

Quotewire means that you can be certain that the product that you are purchasing will do what it is supposed to. For example if you paid a monthly payment into a critical illness plan then you would want to be make sure that it pays out if you are diagnosed with an illness. If you purchase such a product on a comparison site without any advice, can you be certain that you have got the most comprehensive, cheapest policy and would you know what it covered. At Quotewire we have specialist advisors in their fields who know each and every policy inside out, they will guide you through which policies are the most suitable for you and will indicate which provider has the policy and price for you. They can also provide you with information on the companies such as their financial strength, claims history, service standards, experience within the industry and product feature comparison.

How are we paid

We have a preferred panel of advisors who we use to advise you within the different product area’s. We are paid from them for distributing their expertise. All advisor’s as discussed are regulated by the FSA are whole of market advisors.

Advisors – Not sales people

Quotewire do not sell products, we do not employ sales staff. We use advisors who are regulated by the FSA and have access to all the products across the whole of market. The advisor will be able to give you all of the options such as cost, comparison of policy features and their suitability to your needs. It will then be up to you to make a decision on what policy suits you.